One place to manage your insurance
Struggling to see the full picture—or find the information you need?
Cuva brings policies, schedules, endorsements, exclusions, certificates, claims history, broker correspondence and renewal records into one secure, searchable workspace.
Plain-English search makes information easy to find, while permission-controlled access gives every relevant employee visibility of the policies, locations, assets, entities or projects they are responsible for. Dashboards show upcoming renewals, outstanding actions and anything requiring attention.
CuvaASK
AI insurance assistance
Unsure what your policy covers—or what the wording actually means?
Ask routine questions in plain English about your own cover, exclusions and obligations, or about insurance more generally, with answers linked back to the relevant documents.
Where professional advice or confirmation is needed, Cuva can send the question, policy wording and supporting context directly to the appropriate broker contact.
Continuous business-change monitoring
Could your business have changed without your insurance keeping up?
Cuva monitors documents, communications and connected business information for insurance-relevant changes, including new contracts, locations, assets, activities, finance arrangements and acquisitions.
It prompts an early review and can bring your broker into the conversation before the issue waits until renewal—or emerges during a claim.
Proactive gap and cover optimisation
Could your business have outgrown its cover—or still be paying for insurance it no longer needs?
Cuva compares your insurance against policy schedules, customer and supplier contracts, leases, loan agreements, lender requirements, emails, asset records and changing operational information to highlight potential gaps, inconsistencies or underinsurance.
It also identifies activities, assets, locations or duplicated protection that may no longer require cover, giving you clear evidence to discuss restructuring and potential premium savings with your broker.
Programme optimisation and consolidation
Managing too many policies, brokers and renewal dates?
Cuva maps your insurance programme to identify related policies, repeated information requests and renewal dates that may be suitable for alignment.
It can model possible consolidation options and prepare structured discussion points, while your broker advises whether and how changes should be made.
CuvaPULSE
Obligations and action management
Losing track of insurance obligations, deadlines or required actions?
Cuva extracts requirements from policies, insurer surveys, contracts, leases and loan agreements and turns them into trackable actions with owners, priorities, due dates, status and automated alerts.
Monitor progress, manage recurring obligations, escalate overdue or higher-risk items, upload evidence of completion and send it to brokers, insurers, lenders or customers where required.
Broker collaboration and permanent decision history
Are important broker conversations and insurance decisions buried in emails?
Connect your existing broker—or multiple specialist brokers—and keep messages, document requests, advice, recommendations and decisions within Cuva, linked to the relevant policy, claim, action or renewal.
The permanent, customer-owned record captures what was decided and why, preserving valuable insurance knowledge when broker contacts, brokers or key employees change.
Renewal readiness and management
Does every renewal become another last-minute information exercise?
Cuva prepares throughout the year with renewal reminders, missing-information checks, carried-forward answers and a continuously updated record of business changes, claims, valuations and supporting evidence.
When renewal begins, Cuva helps assemble the submission and tracks tasks, broker requests, communications, quotations, approvals and decisions in one visible workflow—creating a complete history that makes each future renewal easier.
CoverQuote
New cover from submission to binding
Need a new quote without starting the process from scratch?
Cuva uses AI and the business information already held in the platform to prepare a placement-ready submission quickly, accurately and with less repeated data collection.
Send it directly to your existing broker or use the marketplace to identify brokers relevant to the particular cover, sector and risk. Communications, questions, status, quotations, comparisons, decisions and binding remain visible within Cuva and form part of the permanent record.
Claims support and history
Are claims records scattered across inboxes, documents and different people?
Cuva keeps current and historic claims, supporting documents, correspondence, status updates and key decisions together in a chronological record linked to the policy that applied at the time.
It preserves a complete claims history, identifies recurring themes, records lessons learned and prepares clear claims summaries for management reporting and future renewals—while your broker or insurer continues to handle the claim itself.
A permanent, customer-owned insurance record
What happens to your insurance knowledge when people or brokers change?
Cuva keeps policies, correspondence, claims, decisions and renewal history in one permanent, customer-owned record—not in one employee’s inbox or one broker’s system.
New employees and advisers can understand the programme without rebuilding years of knowledge.
Collective intelligence and benchmarking
How do you know whether your insurance experience is typical?
As Cuva grows, anonymised and aggregated patterns across policies, renewals, claims and quotations can help benchmark programmes, identify common issues and improve future insights.
Customer information remains private, with wider learning based only on appropriately consented and anonymised data.